Legal

Terms & Conditions

Please read these Terms and Conditions carefully before using our tradesperson platform TradeLock. By accessing or using the Platform, you agree to be bound by these Terms and Conditions.

1Acceptance of Terms

By creating an account and using TradeLock (“Platform”), you confirm that you have read, understood, and agreed to these Terms and Conditions. If you do not agree, you must not use the Platform.

2Eligibility

You must be at least 18 years old to use TradeLock. By using the Platform, you confirm that you meet this requirement.

3User Accounts

Users may register as Clients, Tradespersons, or Companies.

You agree to provide accurate, complete, and up-to-date information and to keep your login credentials secure. You are responsible for all activity under your account.

4Platform Role

TradeLock is a technology platform connecting users.

TradeLock:

Is not a party to contracts between users

Does not provide trade services

Does not supervise work

Does not guarantee outcomes

All agreements are made directly between users.

5Payment System & Third-Party Providers

TradeLock uses third-party payment providers to facilitate payments.

By using payment features, you agree to the terms of our payment provider: Stripe (https://stripe.com/legal)

TradeLock does not hold or control funds

All payments are processed, held, and released by Stripe

TradeLock does not provide regulated financial services

6Secure Payment Protection (Clarification)

TradeLock provides a secure payment mechanism to reduce risk between users.

Any reference to payment protection is descriptive only.

TradeLock:

Does not operate a regulated financial service

Does not act as a financial institution

Does not fall under FCA-regulated safeguarding

7Subscriptions & Payments

7.1 Subscription Model

TradeLock operates on a subscription basis. Subscriptions are auto-renewing monthly. You will be charged automatically unless cancelled before renewal.

7.2 14-Day Cooling-Off Period

You have the right to cancel within 14 days of your initial subscription. If cancelled within 14 days → full refund of your first payment.

7.3 After 14 Days

No refunds are issued after the 14-day period. Your subscription remains active until the end of the billing cycle.

7.4 Future Billing Cycles

Subscriptions renew automatically each month. You may cancel at any time. Cancellation prevents the next billing cycle only. (Example: Cancel in month 2 → no refund, access continues until end of that month, no further charges after that).

7.5 Payment Failures

If payment fails: Access may be suspended, and services may be restricted until payment is successful.

8User Conduct

Users must behave lawfully and respectfully.

The following are strictly prohibited:

Fraud or scams

False job postings or misrepresentation

Attempting to bypass the payment system

Abuse, harassment, or bullying

Offensive or threatening behaviour

Enforcement:

Minor breaches → warning may be issued

Serious or repeated breaches → immediate suspension or permanent ban

TradeLock reserves full discretion in enforcement.

9Disputes

9.1 Dispute Initiation

A dispute may be raised where a party becomes unresponsive or there is disagreement over payment or work.

9.2 Platform Role

TradeLock facilitates communication only, does not provide legal judgment, and does not determine liability.

9.3 Unresolved Disputes

Users must resolve disputes independently through legal channels if necessary.

10Refunds & Held Payments

TradeLock may assist in facilitating refunds through the payment provider. However:

Final control of funds remains with the payment provider

TradeLock does not guarantee outcomes

11Data Protection & Privacy

TradeLock complies with UK GDPR, Data Protection Act 2018, and applicable international privacy laws.

Data Use: Account management, job facilitation, payment processing, legal compliance. TradeLock does not sell or monetize personal data.

12Data Security & Retention

Data is stored securely and retained only as necessary. Upon account deletion, data is removed unless legally required to retain it.

13User Rights

Users have rights including access, correction, deletion, and restriction of processing.

14Intellectual Property & Content

Users are responsible for content they submit. You must not upload illegal content, misleading information, or content you do not have rights to.

15Service Availability

TradeLock is provided “as is”. We do not guarantee continuous availability or error-free operation. Downtime may occur due to maintenance or technical issues.

16Limitation of Liability

To the fullest extent permitted by law, TradeLock is not liable for job outcomes, payment disputes, loss of income, delays, or damages between users.

17Indemnity

You agree to indemnify TradeLock against claims arising from your use of the platform or your breach of these Terms.

18Suspension & Termination

TradeLock may suspend or terminate accounts for breaches of these Terms, fraud or misuse, non-payment, or suspicious activity.

19Force Majeure

TradeLock is not liable for failures caused by events outside reasonable control, including natural disasters, network outages, or government actions.

20Changes to Terms

TradeLock may update these Terms at any time. Users will be notified where required. Continued use constitutes acceptance.

21Governing Law

These Terms are governed by the laws of England and Wales. International users agree disputes may be handled under this jurisdiction unless otherwise required by local law.

22Company Accounts & Employee Access

22.1 Company Responsibility

Where a Company account is created, the Company is solely responsible for all activity conducted by its employees or representatives using the Platform.

22.2 Employee Access

Companies may grant access to employees for limited use, including viewing assigned jobs, clocking in and out, recording work activity, and sharing location data where applicable. Employees cannot enter into contracts or communicate with clients on behalf of the platform unless authorized externally.

22.3 Control of Accounts

The Company retains full control over employee access and is responsible for granting, restricting, or removing access. Must ensure credentials are not shared.

22.4 Liability

The Company accepts full responsibility for actions of employees, misuse of the Platform, and any data entered or recorded. TradeLock accepts no liability for employee actions.

22.5 Data Protection (Important)

Where employee data (including location data) is processed, the Company acts as the data controller and TradeLock acts as a data processor only. The Company is responsible for informing employees, obtaining any required consent, and complying with applicable data protection laws.

22.6 Misuse

TradeLock may suspend employee accounts or the Company account where misuse, fraud, or breaches occur.

TradeLock Global Limited — 2026